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Terms and Conditions

INTRODUCTION wants its users to be aware of any collected information, how it may be used and under what circumstances, if any, it is disclosed.

Guidelines around content submission, its use and where it may be shared are included as well.


INFORMATION COLLECTION AND USE respects each site visitor's right to personal privacy. To that end, collected and used information throughout our website is only as disclosed in this Privacy Policy. This statement applies solely to information collected on this website.

For each visitor to our website, our web server does not require a login or e-mail address. Email addresses are collected as part of the "Registration" process which delivers a "newsletter" from our server. Newsletter distribution may be removed via the "Unsubscribe" link within the newsletter and/or request via our "Contact" form.

The information collected during registration is only used for account creation, custom news page creation, newsletter distribution and content upload. All personally identifiable information is never shared, rented or otherwise sold.

We may now or in the future use this collected information to present macro-level information to advertisers and other companies. This information does not reveal personally identifiable information; only generic, “at-large” information.

Registration is not required to enter our site though some features require registration/log in.

We have a contact form for any questions.



If we decide to change our privacy policy, we will post those changes to this privacy statement.



We are committed to resolving disputes within 24-48 hours. If problems arise, users may contact us by email at



If site users have any questions or suggestions regarding our privacy policy, please contact us at:


CONTENT SUBMISSION enables users to submit their content for display. All content is curated and requires administrator approval before publishing. Submission of content signifies consent of the below notes, terms and conditions:

Notes, Terms and Conditions: 

  • Headlines in "ALL CAPS" will be changed to capitalizing the first letter of each word (e.g. "This Is Your Headline")
  • At its discretion, MortgageSpeak may:
    • Share uploaded content within its own and other third-party platforms (e.g. Twitter, Facebook)
    • Edit minor formatting and grammatical errors
    • Assumes no liability for any uploaded content, formatting issues, subject matter or accuracy
    • Reserves the right to reject any content at any time at its sole discretion